May 11, 2025
De-dollarization: Is the Dollar Losing Its Throne?
As we reach September 2025, one question is shaking global markets: is the US dollar (USD), the undisputed king of currencies for decades, on the verge of losing its crown?
Elena Flix
Selecting a Private Credit Provider in 2025: Risks, Opportunities, and What to Look For
The private credit market has soared to $2 trillion globally as of 2024, according to the IMF, offering investors a compelling alternative to traditional banking. This growth spans diverse asset classes, from trade finance—valued at $4.5 trillion USD in May 2025—to real estate and infrastructure, driven by the promise of higher yields (8%-12%), flexibility, and uncorrelated returns, as noted by McKinsey in 2024.
The Rise of Fintech: A Perfect Storm of Innovation
Traditional banks have long operated under rigid systems PAYFIX, legacy software, and slow adoption cycles. On the other hand, fintech SaaS platforms are built on modern, scalable infrastructure designed for rapid innovation, flexibility, and customer-first experiences.
Key reasons fintech is outperforming banks:
- Outdated backend systems
- Mobile-first user experiences
- Lower overhead and fees
- Highly scalable cloud infrastructure
What’s Holding Traditional Banks Back?
- Outdated backend systems
- Complex compliance structures
- Long account opening processes
- Limited integration with digital services
“Fintech platforms take a fundamentally different approach to product development and customer service. Here's how they stand out”
How Fintech Platforms Are Changing the Game
Fintech platforms leverage modern technology to reimagine financial workflows and build trust digitally. Fintech platforms leverage modern technology to reimagine financial workflows and build trust digitally.
Major advantages of fintech SaaS platforms:
- Instant onboarding with e-KYC and AML
- Customizable virtual and physical cards
- 24/7 access to funds and tools
- Integrated analytics and budgeting
- Lower fees and better international coverage
💡 SaaS-based fintech is no longer an option — it’s the expectation.
Final Thoughts
Traditional banks are not dead — but they are at risk. With user expectations shifting, only those who evolve will stay relevant.
Fintech isn’t the future — it’s the now.
Start your fintech journey with us →
If you're building or adopting fintech solutions, now is the time to move. Payfix about how our platform can help you launch faster and smarter.
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Frequently asked questions
Fintech services leverage technology to enhance financial processes, offering innovative solutions for banking
How fast can I receive funding on an approved invoice?
You will receive the full set of legal ownership documents, including the sale deed/registration papers, tax receipts, and mutation records in your name.
What countries and currencies do you support?
All our income land plots are freehold, meaning you have complete ownership rights and can sell, lease, or transfer the property whenever you choose.
Do I need collateral or a bank guarantee?
No. Apart from the registration and government stamp duty fees, there are no hidden costs. We maintain complete transparency throughout the
How does credit insurance work on financed invoices?
Yes, we encourage all buyers to schedule a site visit. Our team will arrange transportation and guide you through the property so you can evaluate it yourself.
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