Why choose Payfix

Fintech services leverage technology to enhance financial processes, offering innovative solutions for banking

Easy to create account

Open an account easily—clients can start transacting in minutes.

Collaboration

Facilitate financial collaboration for quick, reliable transactions.

High authority security

Facilitate financial collaboration for quick, reliable transactions.

Quick transaction Time

Process payments instantly for a seamless purchasing experience.

Our Mission & vision

Our mission is to create a positive impact by transforming the way people engage with their finances.

Bridge the global working-capital gap with fast, flexible, and transparent trade finance.

Founded to modernize cross-border receivable finance, we built a platform that blends disciplined underwriting, credit insurance, and real-time operations, enabling SMEs and mid-market firms to grow confidently.

Co-Founder & CEO

Morgan Terigi

20+ years of experience across Asia & Europe, leading strategy, fundraising, and execution.

Co-Founder

Dimitri Kouchnirenko

25+ years in trade finance and transaction banking, leading partnerships and market development.

Testimonials

Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller

“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller”

ExportCo
CEO
Slider Image

“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."

ExportCo
CEO
Slider Image

“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."

ExportCo
CEO
Slider Image

Frequently asked questions

Fintech services leverage technology to enhance financial processes, offering innovative solutions for banking

How fast can I receive funding on an approved invoice?

You will receive the full set of legal ownership documents, including the sale deed/registration papers, tax receipts, and mutation records in your name.

What countries and currencies do you support?

All our income land plots are freehold, meaning you have complete ownership rights and can sell, lease, or transfer the property whenever you choose.

Do I need collateral or a bank guarantee?

No. Apart from the registration and government stamp duty fees, there are no hidden costs. We maintain complete transparency throughout the

How does credit insurance work on financed invoices?

Yes, we encourage all buyers to schedule a site visit. Our team will arrange transportation and guide you through the property so you can evaluate it yourself.

Partner with Incomlend  

Whether you’re financing growth, optimizing payables, or seeking diversified yield.

Global presence

Serving clients across multiple regions with on-the-ground expertise and a digital platform.

Risk & compliance

  • Robust KYC/AML and ongoing monitoring
  • Credit-insured exposure, where applicable
  • Structured workflows and document verification