.svg)
.avif)
.svg)
.svg)
.svg)
.svg)
Liquidity
Convert invoices to cash quickly and keep operations moving.
How invoice factoring works
Cash to your international suppliers within three days post-shipment.
You pay for imports up to 120 days later
- Ship & invoice your overseas buyer
- Submit invoice & docs on the platform
- Receive advance (up to 90%) within days
- Buyer pays Incomlend at maturity
- You receive the balance minus fees
.avif)
Benefits for exporters
- Shorter cash cycle reduces DSO
- Production continuity without new debt
- Risk mitigation with insured receivables, where applicable
- No collateral beyond the invoice
The Essentials Every Business Needs in Trade Finance
Four pillars that keep cash flow predictable and trade moving.
.avif)
Onboarding
Simple, document-light signup to get you funded sooner.
.png)
.avif)
Real-Time Tracking
Monitor approvals, funding, and settlements as they happen.
Secure & Compliant
Bank-grade security with robust KYC/AML and ongoing monitoring.
Testimonials
Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller”
ExportCo
CEO
.webp)
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."
ExportCo
CEO
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."
ExportCo
CEO
Exporter FAQs
How quickly will I get paid for my invoices?
Approved invoices are typically financed within 48–72 hours.
Do I need collateral?
No. Financing is non-recourse and backed by insured receivables.
What percentage of my invoice is advanced?
Up to 90% upfront, with the balance settled once the buyer pays.
Which invoices are eligible?
Export invoices issued to credit-insured international buyers.
How much paperwork is involved?
Only standard trade documents (invoice, purchase order, shipping). Our platform keeps the process simple.
