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Liquidity
Convert invoices to cash quickly and keep operations moving.
How buyer-driven factoring works
Cash to your international suppliers within three days post-shipment.
You pay for imports up to 120 days later
- Supplier ships & invoices your company
- You verify shipment and documentation
- You submit the invoice for early payment
- We pay your supplier (typically within 3 business days post-shipment)
- You repay Incomlend on agreed terms (up to 120 days)
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Benefits for importers
- Stronger supplier relationships via earlier payments
- Extended DPO without straining cash reserves
- Supply chain resilience during peak seasons
- Simple, paper-light onboarding
The Essentials Every Business Needs in Trade Finance
Four pillars that keep cash flow predictable and trade moving.
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Onboarding
Simple, document-light signup to get you funded sooner.
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Real-Time Tracking
Monitor approvals, funding, and settlements as they happen.
Secure & Compliant
Bank-grade security with robust KYC/AML and ongoing monitoring.
Testimonials
Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller”
ExportCo
CEO
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“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."
ExportCo
CEO
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."
ExportCo
CEO
Importer FAQs
How does financing help importers?
We pay your suppliers upfront, so you secure goods on time and extend your repayment terms (up to 120 days).
How fast are suppliers paid?
Within 3 business days of shipment confirmation.
Does this affect my bank credit lines?
No. Our solutions are off-balance sheet and preserve your existing bank facilities.
What industries do you support?
We finance importers across multiple sectors, i.e, garments, electronics, commodities, and more.
What is required to apply?
Basic company details, KYC documents, and trade history of at least one year.
Ready to Finance Your Next Trade Deal?
: Join thousands of exporters, importers, and investors already using Incomlend topower global commerce.
