Convert invoices to cash quickly and keep operations moving.
How buyer-driven factoring works
- Supplier ships & invoices your company
- You confirm goods shipped/docs received
- We pay your supplier (typically within 3 business days post-shipment)
- You repay Incomlend on agreed terms (up to 120 days)
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Benefits for importers
- Stronger supplier relationships via earlier payments
- Extended DPO without straining cash reserves
- Supply chain resilience during peak seasons
- Simple, paper-light onboarding
The Essentials Every Business Needs in Trade Finance
Four pillars that keep cash flow predictable and trade moving.

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Simple, document-light signup to get you funded sooner.
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Monitor approvals, funding, and settlements as they happen.

Bank-grade security with robust KYC/AML and ongoing monitoring.
Testimonials
Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller
Importer FAQs
Fintech services leverage technology to enhance financial processes, offering innovative solutions for banking
We pay your suppliers upfront, so you secure goods on time and extend your repayment terms (up to 120 days).
Within 3 business days of shipment confirmation.
No. Our solutions are off-balance sheet and preserve your existing bank facilities.
We finance importers across multiple sectors, i.e, garments, electronics, commodities, and more.
Basic company details, KYC documents, and trade history of at least one year.
Ready to Finance Your Next Trade Deal?
: Join thousands of exporters, importers, and investors already using Incomlend topower global commerce.
