
Improve invoice payment terms for both you and your suppliers

We pay your supplier once your goods are shipped and the invoice has been confirmed

You submit the invoices on which you wish your supplier to be paid early

You can pay us up to 120 days later, depending on the terms
Our Solution
Incomlend supports global trade in our invoice financing marketplace. Whether you are an exporter, importer, or institutional and accredited investor, we have the solutionsto meet your needs.
How Buyer-Driven Factoring Works
- Supplier ships goods and issues the invoice
- Supplier submits the invoice due to exporter for funding
- You check the invoice and related documents
- You send funds against the invoice discounted value three days post-shipment
- You pay the full invoice value up to 120 days later
.avif)
Why Incomlend
Short duration
(typically 30–120 days)
.avif)
Attractive risk-adjusted yield
in a real-asset credit strategy

Transparency
via deal-level reporting

Institutional controls
underwriting, monitoring, KYC/AML

How it works
Sign up
Complete onboarding
Select deals
Earn when invoices settle
How You will Benefit from Buyer-Driven Factoring
- Free your working capital and ensure continuity of your supply chain
- Unlock your working capital for investments, upcoming production and sales cycles by extending your payment terms to up to 120 days
- Ensure the continuity of your supply chain by infusing suppliers with immediate cash, safeguarding their financial health that is critical to your unique selling proposition
- Improve your competitive advantage by offering shorter payment terms to your suppliers
Ready to Transact?
All participants to our online platform must undergo registration, due diligence, KYC and AML verification before transacting on the platform.
- Check your eligibility
- Request for credit insurance coverage check
- Upon credit insurance acceptance, fill up and submit the form
- Receive confirmation from us

Investor FAQs
You will receive the full set of legal ownership documents, including the sale deed/registration papers, tax receipts, and mutation records in your name.
All our income land plots are freehold, meaning you have complete ownership rights and can sell, lease, or transfer the property whenever you choose.
No. Apart from the registration and government stamp duty fees, there are no hidden costs. We maintain complete transparency throughout the
Yes, we encourage all buyers to schedule a site visit. Our team will arrange transportation and guide you through the property so you can evaluate it yourself.