Terms of Use

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website www.incomlend.com (“Website”), whether as a guest or a registered user. Please read these Terms of Website Use carefully before you start to use the Website. By using our Website, you indicate that you accept these Terms of Website Use and that you agree to abide by them. If you do not agree to these Terms of Website Use, please refrain from using our Website.

INFORMATION ABOUT US

www.incomlend.com is a site operated by Incomlend Pte. Ltd. (“We”). We are a private limited company registered in Singapore under company number 201600941W and have our registered office at 112 Robinson Road #03-03 Singapore 068902.

ACCESSING OUR WEBSITE Any party accessing or browsing this Website or downloading or using any information, data, text, images, video or audio or any other materials available via or generated on, posted or uploaded to the Website or otherwise requesting, using or receiving any services via the Website may only do so subject to the present Terms of Website Use. Access to or use of this Website or any content or services available via it shall be deemed to constitute acceptance of the Terms of Website Use. We reserve the right to amend the information or withdraw the services we provide on our Website without notice (see below). We will not be liable if for any reason our Website is unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.

INTELLECTUAL PROPERTY RIGHTS

Ownership of all copyrights, database rights, patents, trade or service marks, product names or design rights (whether registered or unregistered), trade secrets and confidential information and any similar rights existing in any territory now or in future (“Intellectual Property Rights”) and similar rights and interests in all domain names, trade marks, logos, branding appearing on the Website and all content, or otherwise relating to the structure of the Website and the services offered by Incomlend via the Website, vests in Incomlend or its licensors.

You may use this Website and the content and services available via the Website only for the purposes reasonably anticipated on this Website or as otherwise might reasonably be expected in the course of your relationship with Incomlend and in accordance with any procedures from time to time in force on the Website. You may not access any areas of the Website to which access is indicated to be restricted unless you have obtained appropriate authorisation and any relevant access device (such as a digital certificate) from Incomlend.

You may print, copy and may download extracts, of any page(s) from our Website for your personal reference and you may draw the attention of others within your organisation to material posted on our Website.

You must not modify the paper or digital copies of any materials you have printed off, copied or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You must not use any part of the materials on our Website for commercial purposes without obtaining a licence to do so from us or our licensors.If you print off, copy or download any part of our Website in breach of these Terms of Website Use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made whether modified or unmodified.

Incomlend does not warrant or represent that you or any other party’s use of the content or the services available via the Website will not infringe rights of third parties.

RELIANCE ON INFORMATION POSTED Commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.

OUR LIABILITY

Without prejudice to any other limitation of liability by Incomlend provided herein, each of Incomlend, and all of its subsidiaries, affiliated companies, directors, officers, agents, partners and employees shall not be liable to any person, including, but not limited to, any users of this Website, for any direct, indirect, punitive, incidental, special, consequential damages, losses, expenses, liabilities under any causes of action or any damages whatsoever, including, without limitation, damages for loss of use or data, loss of opportunity, loss of goodwill, loss of profits (whether, but not limited to, revenue or anticipated profits) or losses to third parties, arising out of or in any way connected with any use of, inability to use or reliance on any information provided on, this Website, whether based on contract, tort, strict liability or otherwise, even if Incomlend or its agents or employees had been advised of the possibility of such damages or losses.

INFORMATION ABOUT YOU AND YOUR VISITS TO OUR WEBSITE We process information about you in accordance with our Privacy Policy. By using our Website, you consent to such processing and you warrant that all data provided by you is accurate and complete.

PROHIBITED USES

You may use our Website only for lawful purposes. You will not:

  1. use in any way that breaches any applicable law or regulations;
  2. use in any way that is unlawful or fraudulent, or has unlawful or fraudulent purpose or effect;
  3. use for the purpose of harming or attempting to harm any individual in anyway;
  4. interfere with or disrupt the operation of this Website or the servers or networks used to make this Website available or violate any requirements, procedures, policies or regulations of such networks;
  5. transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation(spam);
  6. transmit or otherwise make available in connection with this website any virus, worm or other computer code that is harmful or invasive or may or is intended to damage the operation of, or to monitor the use of, any hardware, software, or equipment;
  7. use any information found on this Website to canvass or solicit any person or entice any person away from the employment of, investment with, seeking funding from or any other commercial relationship with Incomlend or this Website; or
  8. insert a hyperlink to this Website or any part thereof or “mirror” any content on any other server, Website or web page.


VIRUSES, HACKING AND OTHER OFFENCES


You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious, technologically harmful or designed to disrupt the current operation of our Website. You must not attempt to gain unauthorized access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.


We may report any breach under these Terms of Website Use to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.


We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it.


LINKS FROM OUR WEBSITE Where our Website contains links to other websites and resources provided by third parties, these links are provided for your information only. If you use these links, you will leave our Website. We have not reviewed these third-party websites and we have no control over the contents of those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. We do not endorse or make any warranties or representations about the other websites, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to our Website, you do this entirely at your own risk.


JURISDICTION AND APPLICABLE LAW


These Terms of Website Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of Singapore and subject to the exclusive jurisdiction of the courts of Singapore.


VARIATIONS We may revise these Terms of Website Use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these Terms of Website Use may also be superseded by provisions or notices published elsewhere on our Website.


YOUR CONCERNS


If you have any concerns about material which appears on our Website, please contact info@incomlend.com