Tech-Enabled Platform
for Our Clients

Take your cash flow to the next level with Incomlend Invoice Financing Marketplace

Intuitive and Easy-to-Use Online Platform

Incomlend provides invoice financing on an intuitive and easy-to use online platform. The platform provides fast and flexible working capital solutions, enabling exporters and importers to manage their working capital needs.


Diligent Onboarding Process on Our Platform


  • Verified, lawful entities from eligible countries by international regulations
  • Covered by credit insurance if they are buyers (importers)
  • Assigned an appropriate credit limit based on their risk profile
  • Free of possible sources of conflict of interest
  • Operationally healthy and financially compliant
Start Uploading Your Invoices

We Select Invoices on Our Platform
Conservatively Through Stringent Eligibility
Requirements

Your Invoices Should Be

  • Post-shipment issued, submitted
  • Issued after registration confirmation by Incomlend
  • Less than 30 days old at the point of submission

Your Invoices Cannot Be

  • Past due
  • Due to the supplier
  • Issued on payments for progress, pre-payment or down payment or consignment deliveries
  • Without supporting shipping documentation

In Addition

  • Buyers must pay their suppliers’ invoices directly to our bank accounts
  • Companies must confirm the invoice
  • The maximum payment credit term on an invoice is 120 days
Open an Account

You Can Finance Invoices
Directly On Our Platform

Through our intuitive and easy-to-use online platform, you can finance directly to businesses worldwide. You will earn steady and stable returns while helping them access working capital to accelerate their business growth.


You can take a hands-on approach to invoice investing on our cross-border platform, directly on the platform with capital held on Trustee secured escrow accounts in Singapore. Allocate your capital to individual invoices or to groups of invoices that meet your preferences. You can build your unique invoice trading strategy.

Diversified Trade
Finance Fund

We have a well-diversified portfolio of high-quality invoices. The Luxembourg-domiciled fund is actively managed by our experienced team.


We provide investors with steady and stable returns that are uncorrelated with financial markets. Due to our robust risk management processes, we aim for very low volatility and minimal downside.

Ready To Invest?

How It Works
on the Platform

  • Business uploads invoices and other related documents
  • Investors find invoices
  • Invoices get funded
Get Started

We Deliver Working Capital to Exporters
and Importers Around the World

Intuitive and Easy-to-Use Online Platform

Global Marketplace

Funding Network

World-Class Service