Improve invoice payment terms for both you and your suppliers

We pay your supplier once your goods are shipped and the invoice has been confirmed

You submit the invoices on which you wish your supplier to be paid early

You can pay us up to 120 days later, depending on the terms

Our Solution

Incomlend supports global trade in our invoice financing
marketplace. Whether you are an exporter, importer,
or institutional and accredited investor, we have the solutions
to meet your needs.

How Buyer-Driven
Factoring Works

Cash to your international suppliers within three days post-shipment.


You pay for imports up to 120 days later
  • Supplier ships goods and issues the invoice
  • Supplier submits the invoice due to exporter for funding
  • You check the invoice and related documents
  • You send funds against the invoice discounted value three days post-shipment
  • You pay the full invoice value up to 120 days later

How You will Benefit from
Buyer-Driven Factoring

  • Free your working capital and ensure continuity of your supply chain
  • Unlock your working capital for investments, upcoming production and sales cycles by extending your payment terms to up to 120 days
  • Ensure the continuity of your supply chain by infusing suppliers with immediate cash, safeguarding their financial health that is critical to your unique selling proposition
  • Improve your competitive advantage by offering shorter payment terms to your suppliers

Ready to Transact?

All participants to our online platform must undergo registration, due diligence, KYC and AML verification before transacting on the platform.


Start your onboarding online today:

  • Check your eligibility
  • Request for credit insurance coverage check
  • Upon credit insurance acceptance, fill up and submit the form
  • Receive confirmation from us