Receive the funds your buyers owe you ahead of schedule

Incomlend pays you upfront up to 90% of your buyer’s invoice (minus a discount)

Your buyers pay us at the invoice due date. We pay you any surplus balance from the amount received after deducting the funded amount

Funding provided is non-recourse if your buyer fails to pay for financial reasons

Our Solution

Incomlend supports global trade in our invoice financing
marketplace. Whether you are an exporter, importer,
or institutional and accredited investor, we have the solutions
to meet your needs.

How Invoice
Factoring Works

You can turn international invoices to cash in three days without worrying about payment collection.

  • You ship goods and issue the invoice
  • You submit the invoice due to the importers for funding
  • You check the invoice and related documents
  • Funds paid against invoice’s discounted value three days post-shipment
  • Your buyer pays the full invoice value up to 120 days later

Benefits of
Invoice Factoring

  • Grow your business exponentially by liberating working capital
  • Reduce your days of sales receivables outstanding by receiving early cash payment
  • Cover better your operational expenses
  • Finance your next production cycle faster and increase your sales as a result
  • Insulate your company from debtor credit risk

Ready to Transact?

All participants to our online platform must undergo registration, due diligence, KYC and AML verification before transacting on the platform.


Start your onboarding online today:

  • Check your eligibility
  • Request for credit insurance coverage check
  • Upon credit insurance acceptance, fill up and submit the form
  • Receive confirmation from us